Privacy & terms
TERMS AND CONDITIONS OF USE
This website is owned by MillionBridges SL, a Spanish company registered in the mercantile registry of Barcelona under fiscal identification number B01830223, and located at Telia 35 - 08328 Alella, Barcelona.
Tel. +34 649 420 455 - email: info@millionbridges.com.
The present Terms & Conditions constitute the binding rules governing the remittances sent from overseas to beneficiaries in Lebanon, with additional information and conditions described as set forth below.
THE SERVICE OFFERING
The Services offered by MillionBridges are intended for persons of any nationality, over 18 years of age. Users (the Senders) must open an account with our Partner Payment Entity in order to use MillionBridges’ Services. The MillionBridges Service is available for usage inside Lebanon, and to Lebanese nationals and residents with valid IDs (the Beneficiaries).
THE MANAGEMENT FEE
The Management Fee charge is set at 2.0% over and above the transferred funds.
THE SECURITY OF YOUR PAYMENT – PARTNER PAYMENT ENTITY
MillionBridges has partnered with a Partner Payment Entity, authorized under PSD2 EU directives, and licensed from Banco de España (Spanish Central Bank). All funds are transferred to the Partner Payment Entity, and remain in its custody and at the disposal of the beneficiary, until a cash withdrawal or purchase is made by the beneficiary, at which time the value of the withdrawal or purchase becomes at the disposal of the cashout partner or merchant from whom the withdrawal or purchase was made. MillionBridges, through its Partner Payment Entity, offers a safe payment using your credit card; your data is sent directly to the acquirer that processes the payment. MillionBridges never receives your card details. In order to formalize the transfer of funds, your name, address, phone number, email address shall be required, along with a valid ID and a short video to authenticate your identity. Accounts that remain inactive for a period of 90 days shall be deactivated, and the balance shall be returned to the user (“Sender”). Upon opening an account with MillionBridges, you hereby accept the Terms & Conditions of MillionBridges.
THE SECURITY BEHIND OUR SYSTEM
Users must pass the security filters of an accredited “KYC” service before being approved. Those security filters include, but are not limited to, uploading IDs and answering questions regarding the source of funds being transferred. There are limits to the amount of funds that can be transferred. The minimum per transfer is set at USD 10 and the maximum is set at USD 2,000. The monthly cumulative maximum is set at USD 3,000. The maximum number of beneficiaries per Sender is set at 3. All the elements that distinguish the Service are in conformity with the applicable legal regulations in force in Spain and, especially, the regulation on fund movements and money laundering.
THE SECURITY OF YOUR DATA
All information corresponding to your personal data will be treated in accordance with the EU Regulation and the Spanish Act on Data Protection (Organic Law 3/2018, 5th of December, for Personal Data Protection and Digital Rights). Your data will only be shared upon formal request from administrative or judicial authorities. The data you have supplied may be accessed, modified, or eliminated upon your request. In this regard, MillionBridges is responsible for the data files of all users of this site, and guarantees users´ right to access their personal data, upon prior written request to the following e-mail address: info@millionbridges.com. If you do not wish for your data to be treated automatically in accordance with the terms of the Spanish Act on Data Protection (Organic Law 3/2018) and EU legislation, you must communicate this in writing to MillionBridges at the following address: TELIA 35, 08328 ALELLA, SPAIN. After 30 (thirty) days following the formalization of your transfer of funds, MillionBridges will understand that you have accepted that your personal data may be treated in an automatic manner. By accepting the present Terms and Conditions, you are hereby authorizing the transfer of basic information between MillionBridges and Partner Payment Entity (and vice-versa). . Such information is considered essential and necessary, in order to complete the payment operations between both entities.
COOKIES & INTERNET TECHNOLOGY
MillionBridges may use internet technologies like cookies and Web beacons for a variety of purposes, including, but not limited to, those identified below. 1. To assist us in providing services to you; 2. To allow you to change Web pages during your visit without having to re-enter your password; 3. To temporarily track activity on our Website; 4. To determine whether you came to our site from a banner ad or an Affiliate Website; 5. To deliver Information specific to your interests on additional Websites; or 6. To identify you when you visit the Website, to personalize the content of the Website for you and to assist you in carrying out transactions and accessing account information.
Cookies used on this website
Technical cookies: those used to improve the user/customer service, pinpoint incidents, recognize the user, formalize registrations, etc.
Personalization cookies: those that allow the user to improve their browsing experience by personalizing aspects like the language, kind of browser through which the service is accessed, regional setting from which the service is accessed, etc.
Analytical cookies: those used to analyze information on browsing and offer advertising, either generic or personalized.
Advertising cookies: those that allow advertisements to be managed as effectively as possible.
Performance/analytics cookies:
Some of the cookies on our website collect information about how visitors use the website, for instance which pages visitors go to most often, and if they get error messages from web pages. these cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. it is only used to improve how our website works.
Our website uses Google Analytics cookies. Information collected by these cookies will be transferred to and stored by google on servers in the USA in accordance with its privacy practices. For further information of Google’s privacy practices and how this applies to Google Analytics, please visit:
GOOGLE ANALYTICS PRIVACY OVERVIEW
OPT OUT OF GOOGLE ANALYTICS TRACKING
Functionality: these cookies allow our website to remember choices you make and provide enhanced, more personal features.
Third party cookies: our website also allows third parties to download cookies to your device. for example, we sometimes embed photos and video content from websites such as You Tube and Flickr. When you visit a page containing such content, you may be presented with cookies from these websites. you will also see embedded ‘share’ buttons on some of our web pages. These enable you to easily share content through a number of popular social networks. When you click on one of these buttons, a cookie may be set by the service you have chosen to share content through. These third-party cookies are not under our control. For further information about their use, please visit the relevant third-party website for further information.
How to control and delete cookies: the majority of web browsers accept cookies, but you can usually change the web browser’s settings to refuse new cookies, disable existing ones or simply let you know when new ones are sent to your device. In order to do this, follow the instructions provided by your browser (usually located within the “help”, “tools” or “edit” facility). however, please be aware that, if you refuse or disable cookies, some of the website’s functionality may be lost. In addition, disabling a cookie or category of cookie does not delete the cookie from your browser, you will need to do this yourself from within your browser.
Changes to our use of cookies: you may allow, block, or eliminate cookies installed on your system through the configuration of the options on the browser you have installed: Chrome, Edge, Firefox or Safari.
If you have any doubts on this cookies policy, you can contact MillionBridges at info@millionbridges.com
DISPUTE RESOLUTION
Disputes are handled by our Customer Service department. Please address your grievance by email to info@millionbridges.com, and include all pertinent information: your full name, email address, phone number, name of your beneficiary, amount transferred, date of transfer, and reason for the complaint. Disputes between Senders and MillionBridges are handled at the MillionBridges level, in accordance to the latter’s terms of service. Disputes between Beneficiaries and Merchants are handled at the Merchant level, in accordance with the latter’s terms of service. No refunds shall be processed for disputes between Beneficiaries and Merchants.
INTELLECTUAL PROPERTY
All computer programs, texts, sounds, videos, images, interfaces, screens are protected in accordance with the intellectual property law and international copyright conventions. the reproduction, disclosure, use, modification or any other form of unauthorized exploitation, whether directly or indirectly by telematic networks or under similar mediums, will entail the bringing of the relevant legal actions by MillionBridges or by holders of exclusive or non-assigned rights to MillionBridges. All signs, symbols, logos, trademarks, mixed, figurative or nominative appearing on the website constitute exclusive rights of MillionBridges or third parties whose rights are transferred to MillionBridges on the basis of the applicable Spanish legislation or under the international conventions on the protection of industrial property rights.
Social Media Policy - conditions for sharing graphic material:
1. You are the legitimate owner of the graphic material (image or video) you provide, and this material has been legally obtained without infringing any third-party rights. you confirm that you have obtained the assignment of third-party image rights that may appear on this material.
2. You authorize us to reproduce, distribute and communicate such material through our website, social networks and any printed or non-printed marketing materials (catalogs, emailing, etc.) for all purposes, without territorial or temporal limitation.
3. You authorize us to modify or adapt the content according to our needs.
4. You authorize us to cede the content to third companies with links to MillionBridges so that they can make use of it in their respective social network channels, websites and any type of marketing on any type of support.
5. You understand that you will not receive any financial compensation for accepting the conditions set forth in this contract.
6. By using the hashtag #millionbridges in a reply comment, you accept the conditions detailed in this document, and you assume the responsibilities that could derive from the violation of any of the conditions detailed in the previous paragraphs at the time of using your content on our social networks or advertising channels.
Conditions for the comments section (reviews):
1. MillionBridges is not responsible for the comments made by third parties.
2. MillionBridges reserves the right to delete comments with offensive content.
3. MillionBridges reserves the right to delete comments with irregularities, and / or to correct spelling errors.
Conditions for monitoring in social networks:
1. MillionBridges is not responsible for the comments made by third parties.
2. MillionBridges reserves the right to delete comments with offensive content.
3. MillionBridges reserves the right to delete comments with irregularities, and / or to correct spelling errors.
4. when you join any of our social networks, you accept the corresponding detailed conditions.
LIMITATION OF LIABILITY
To the full extent permitted by applicable law: (1) In no event shall MillionBridges nor Partner Payment Entity be liable for damages, whether caused by negligence on the part of its employees, suppliers or agents or otherwise, beyond the sum of the transfer amount and transfer fee; and (2) In no event shall MillionBridges nor Partner Payment Entity or their agents be liable for any indirect, special, incidental, consequential, exemplary or punitive damages, or the like.
INDEMNIFICATION
As a user, you hereby agree to indemnify and hold harmless, MillionBridges and Partner Payment Entity, their current and future sister Companies, Agents and Partners against any claims, liabilities, costs, losses, damages, judgments, expenses and fees (including attorney fees) arising out of or relating to your misuse of the MillionBridges website, mobile application and account or your breach of these terms.
ENTIRE AGREEMENT
The present terms constitute the sole and entire agreement between you and MillionBridges with respect to MillionBridges Website, mobile application and account, and supersedes all prior understandings, agreements, representations and warranties, both written and oral.